Adebayo Okonkwo
Managing Director & CEO
Welcome to Lagos Bank
Banking Built for Lagos
Experience modern financial services designed for individuals and businesses across Nigeria's most dynamic city. Fast, secure, and always accessible.
Trusted by Leading Organizations
Why Choose Lagos Bank
- CBN Licensed Fully licensed and regulated by the Central Bank of Nigeria with comprehensive NDIC deposit insurance protection
- 24/7 Support Round-the-clock customer service in English and Yoruba, available via phone, email, and in-app chat
- Instant Transfers Real-time transfers across all Nigerian banks with zero fees on internal transactions
- Secure Banking Bank-grade encryption, biometric authentication, and fraud monitoring to keep your money safe
Everything You Need to Manage Your Money
Individual Account
Open a savings or current account in minutes with no minimum balance. Enjoy free debit cards, mobile banking, and competitive interest rates on your deposits.
Business Banking
Tailored solutions for SMEs and corporations including merchant services, payroll management, trade finance, and dedicated relationship managers.
Digital Payments
Send and receive money instantly with our mobile app. Pay bills, buy airtime, and make purchases at millions of merchants across Nigeria.
Loans & Credit
Access personal and business loans with flexible repayment terms. Pre-approved offers available for existing customers with competitive rates.
Investment Services
Grow your wealth with fixed deposits, treasury bills, mutual funds, and stock trading services. Expert advisors available to guide your investment journey.
International Banking
Foreign currency accounts, international wire transfers, and trade finance services. Bank globally while staying rooted in Lagos.
Banking That Works for You
Open Your Account in Minutes
No branch visits required. Download our app, verify your identity with your BVN and valid ID, and start banking immediately. It's that simple.
Branch Network Across Lagos
While we're digital-first, we maintain 25 full-service branches and 100+ ATMs across Lagos Island, Mainland, and Lekki for when you need in-person service.
Community Investment
We're committed to Lagos. Through our financial literacy programs, SME grants, and scholarship initiatives, we're investing in the future of our city and its people.
Meet Our Leadership Team
Chioma Nwankwo
Chief Financial Officer
Olumide Fashola
Chief Technology Officer
Amina Bello
Head of Retail Banking
Emeka Okafor
Head of Corporate Banking
Folake Adeyemi
Chief Risk Officer
500,000+
Growing Together with Lagos
Over half a million individuals and businesses across Lagos trust us with their financial needs. Join Nigeria's fastest-growing digital bank and experience the difference modern banking makes.
Stories from Our Customers
Lagos Bank's business account and merchant services helped us streamline payments from customers. We've reduced transaction costs by 40% and can now focus on growing our fashion brand across West Africa.
As a startup incubator, we needed a banking partner that understood the tech ecosystem. Lagos Bank's digital-first approach and responsive support team have been invaluable for our portfolio companies.
From a single restaurant in Ikeja to 12 locations across Lagos, Lagos Bank has been with us every step. Their business loans and cash management solutions made our expansion possible.
Ready to Get Started?
Join over 500,000 customers who trust Lagos Bank for their financial needs. Open your account in minutes and experience modern banking designed for Lagos. No hidden fees, no minimum balance, just banking that works.